| Fifteen percent of American women do not have | | | | Private insurance companies will not insure you if |
| maternity health insurance and face overwhelming | | | | you're already pregnant, but some states offer |
| medical bills, especially if there are medical | | | | Medicaid health insurance, or plans such as California's |
| complications. Here's how to get low cost maternity | | | | Medi-Cal, to low income families. To see if your your |
| health insurance that could save you from financial | | | | state has a low income maternity health insurance |
| disaster. | | | | program, visit your state's department of insurance |
| What is maternity health insurance? | | | | website. |
| Maternity health insurance is a health insurance plan | | | | If you're pregnant and don't qualify for state |
| that includes maternity coverage. As of this writing | | | | sponsored maternity health insurance, the best thing |
| there are no stand-alone maternity health insurance | | | | you can do is call the hospitals in your area and see if |
| plans. | | | | you can negotiate a cheaper than normal rate. Most |
| You can purchase one of the following types of plans | | | | hospitals will give you a discount if you pay cash. |
| to get maternity coverage: | | | | Where can I get cheap maternity health insurance? |
| * An indemnity plan which lets you choose your own | | | | The best way to get cheap maternity health |
| doctor and hospital, but is the most expensive type | | | | insurance is to go to an insurance comparison |
| of plan. | | | | website where you can get rate quotes from |
| * A managed health care plan (HMO, PPO, POS) that | | | | multiple insurance companies. |
| assigns you to a network of doctors and hospitals | | | | Visit or click on the following link to get maternity |
| that you use for your medical care. These are the | | | | health insurance rate quotes from top-rated |
| cheapest types of plans. | | | | companies and see how much you can save. You can |
| What does maternity health insurance cover? | | | | get more insurance tips in their Articles section, and |
| Standard maternity health insurance policies cover | | | | get answers to your questions from an insurance |
| your doctors expenses, your hospital fees, and your | | | | expert by using their online chat service. |
| prescriptions drugs - basically all your maternity | | | | The author, Brian Stevens, is a former insurance |
| medical expenses. | | | | agent and financial consultant who has written a |
| Can I get maternity health insurance if I'm already | | | | number of articles on how to get low cost maternity |
| pregnant? | | | | health insurance. |